Financial Services

HART IVF Pledge Program

  • If you are not pregnant with all of your embryos, both fresh and frozen, from your first IVF treatment cycle, all of your repeat IVF cycles will be free** of all physician fees
  • All patients qualify*
  • No limit to the number of repeat cycles

In order to show how strongly we feel about the excellence of the IVF care that you will receive with us we will help shoulder the financial burden of IVF treatment with you until our mutual goal—a successful pregnancy—is reached. This is the HART IVF Pledge to you— bringing the miracles of medicine to your life.

*   As long as the patient’s health plan does not cover any part of the IVF treatment

 ** HART physicians waive IVF physician’s fees (professional fees). The patient will only be responsible for paying the laboratory, facility, ultrasound and anesthesia fees along with the cost of medications.

Financing of IVF Fees

HART now partners with these companies to offer payment plans for your fertility care:


HART is very excited to announce their partnership with CapexMD as their preferred financing partner for patients undergoing infertility treatment!

Via our partnership with fertility financing specialists CapexMD, we are pleased to offer our patients the most comprehensive financing options available, with customized loan programs to meet their individual needs and help ease the financial stress of treatment.

CapexMD specializes in providing patient financing services for all fertility treatment options. With their easy loan process and competitive rates, CapexMDensures the financial aspects of treatment are not an obstacle to achieving your dream of a family. CapexMD offers a wide variety of loan options, allowing you to attain the necessary financing required to make your treatment affordable, including financing for Fertility Medications if necessary. Each loan program is designed to fit your individual circumstances and once approved, their Fertility Loan Specialists will work closely with NHCRM to ensure your funds are secured prior to the commencement of your treatment.

 Why CapexMD?

  • Specialist in Fertility Financing              * Personal Attention
  • Competitive Rates                                  * Easy and Secure Online Application
  • Pre-Approval within  hours                     * Flexible Terms
  • Highest Confidentiality                           * No Annual Fees
  • No Prepayment Penalties                       * Retain your existing Credit Sources

Apply online and receive your pre-approval within 24 hours, or call 888.497.8414 to learn more.

The Specialists in Fertility Financing

We are pleased to provide patient financing for fertility procedures.

United Medical Credit For Applicants

NHCRM also accepts Visa, MasterCard, and Discover Card.


Ensure the outcome of your IVF procedures; if live birth is not achieved after 3 cycles, you receive your money back. IVF insurance also includes coverage for pre-screening costs, consultations, medications, professional counseling & therapy and even travel expenses (if traveling over 250 miles). IVF cycles can be fresh or frozen.  Get a quote in as little as 2 minutes at and see how the process works.