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Financial Services

Affordable Paths to Parenthood

HART Fertility Clinic offers financial services through trusted financing partners, helping make fertility care more accessible. With flexible plans and supportive guidance, we work to ease the financial side of your journey to parenthood.

Invest in Your Future Family

Backed by experienced fertility specialists and a proven record of successful outcomes, HART Fertility brings advanced reproductive technology and compassionate care together in one convenient location. 

As the only on-site IVF lab north of Houston’s Medical Center, HART offers families access to leading-edge fertility care closer to home, with measurable results, high patient satisfaction, and a commitment to clinical excellence they can trust.

Our Financing Partners

This gallery highlights what Hart Fertility’s team sees during different infertility services. From the moment of fertilization to the formation of embryos, each image highlights the intricate work performed daily in our Houston fertility lab.

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PatientFi

Flexible care, made simple. With PatientFi, you can spread treatment costs into easy monthly payments. Apply in minutes with no impact on your credit score and move forward with confidence. A smarter way to manage care for you and your family starts here.

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Synchrony

Synchrony is on a mission to give you the most straightforward, simple and efficient financing in the industry. Once approved, their installment loan financing gives you an alternative way to pay for products and services over time, so you can easily get the things you want and need.

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LendingClub

From the intuitive online application to fixed rate payment plans, you’ll find that LendingClub has made the process easy. Patients may apply for Fixed Rate Plans offered through us and check out their monthly options with no impact to their credit score until they choose a plan and move forward.

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CapexMD

A trusted specialist in fertility financing, CapexMD offers personal attention, competitive rates, and flexible terms tailored to your needs. Apply through a secure online application and receive pre-approval within 24 hours. No annual fees, no prepayment penalties, and complete confidentiality. Call 888.497.8414 to learn more.

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Prosper Healthcare Lending

Prosper Healthcare Lending is a leading name in healthcare financing, with over $3 billion funded and more than 250,000 patients supported. Enjoy immediate decisions on loans under $35,000, longer terms for lower monthly payments, no collateral, no prepayment penalties, a fast application process, and complete confidentiality.

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Future Family

Future Family loans are a smart alternative to high-interest credit cards and dipping into savings. And now, Future Family offers 0% APR financing for those that are eligible, as well as low monthly payment plans. Prequalifying is risk-free, easy, and won’t affect your credit score.

You’ll also benefit from Future Family’s on-demand fertility coaching support from Registered Nurses, who are there to answer any questions you may have.

person holding a heart near her stomach indicating pregnancy

Benefits of a Future Family loan:

  • Competitive low-interest rates, starting out at 0%.
  • No prepayment penalties.
  • Funds up to $50,000 – disbursed in a matter of a few days!
  • Treatment costs simplified down to one easy payment.
  • Personalized on-demand support team of fertility coaches.
  • Medication training, onboarding and Q&A sessions with your coach.
  • Financing options can include a friend of family member.
  • Medication discounts with select pharmacies.

Start financing your treatment today: Find out what you're pre-approved for!

Use Future Family’s Loan Calculator to estimate your monthly payments

HART IVF Pledge Program

joyful lesbian couple cheerfully smiling and holding ultrasound of their baby, ivf concept
  •  If you are not pregnant with all of your embryos, both fresh and frozen, from your first IVF treatment cycle, all of your future IVF cycles will be discounted.
  • All self-pay patients qualify.*
  • No limit to the number of repeat cycles.

In order to show how strongly we feel about the excellence of the IVF care that you will receive with us we will help shoulder the financial burden of IVF treatment with you until our mutual goal—a successful pregnancy—is reached. This is the HART IVF Pledge to you— bringing the miracles of medicine to your life.

As long as the patient’s health plan does not cover any part of the IVF treatment.

HART physicians waive IVF physician’s fees (professional fees). The patient will only be responsible for paying the laboratory, facility, ultrasound and anesthesia fees along with the cost of medications.

Discounted Services

We are proud to offer discounted services to veterans, active duty military, first responders, educators, and those with a cancer diagnosis (some exclusions apply). Call our office today to schedule a consultation and learn more about this special offer.

Flexible Fertility Financial Services

HART Fertility offers a range of flexible financing options to help make your fertility journey more accessible. From trusted healthcare lenders to customized payment solutions, our team guides you through clear, confidential options designed to support your treatment plan with confidence and peace of mind.

Experienced

With over 30 years of experience, our doctors have helped thousands of families with complex fertility journeys.

Advanced

HART Fertility Clinic is proud to offer the region’s only accredited on-site IVF laboratory north of Houston.

Attentive

Your journey with HART Fertility starts with a personalized, one-on-one consultation led by our expert physician.

Get In Touch Today

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Begin Your Path to a Growing Family

Your journey to a growing family begins here at HART Fertility Clinic. With compassionate care and advanced fertility solutions, we’re here to support you every step of the way. Schedule your appointment today.